DEFINITION of 'the false check' | Information 2019 - What is it?
The false check - the check advanced the nonexistent account or on the account with insufficient funds to observe check when it is presented. "Passing" of the false check illegally, and a crime can fluctuate from offense to a criminal offense, depending on the included sum and in which the state it occurred.
2019 - False check
False check, Information - 2019
DESTRUCTION of 'the false check' | Information 2019 - What is it?
When there are insufficient funds in the account, the bank "will jump up, check" (refuse to observe him). Banks and sellers often raise charges for the returned checks, sometimes exceeding the sum for which the check was drawn. Often, false checks are drawn inadvertently by people who simply didn't understand that their bank balances were too low. Remote bank service can help to avoid to draw false checks, having allowed owners of the bank account to consider their balance more often. Consumers can also create an account on an overdraft which is automatically debited, if the main current account too low to pay a certain check.
False checks and law
Processing someone who offers check, knowing that there are insufficient funds, can change the state. In some states also has to be intention to deceive. In the majority of the states the crime is considered as offense; if the checkered sum exceeds certain thresholds, the crime can be considered as a criminal offense. Civil sanctions are applied in all cases, with the total amount of a penalty, equivalent par value of check, to multiple number of the checkered sum with a cap or the checkered sum plus court and a legal cost. Usually the crime isn't committed if overdue check is presented because check - the promise to pay in the future. Whether there are insufficient funds when it isn't important.
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